Man working on his laptop researching how to buy a car online.

如何在网上买车

网上汽车销售正在蓬勃发展. 以下是如何安全地在网上买车.

Need a new set of wheels but not looking forward to the high-pressure environment of a dealership? While including the added benefit of social distancing for higher-risk shoppers, a (mostly) virtual buying experience can often save you time, 金钱和不必要的压力.

网上购车vs经销商

When it comes to buying cars online versus at a dealership, it's not an all-or-nothing situation. 当然, t在这里 is the traditional method of visiting a dealership 和 completing your purchase t在这里, 从头到尾, as well as the opposite practice of completing the purchasing process from your office chair at home. T在这里 are, however, many variations that fall between those two extremes. 你可以先购买经销商, 最终在网上找到一辆特定的车, or you could do your research 和 dealing online 和 ultimately purchase your car at a dealership. Here are steps you should follow no matter w在这里 you fall on the spectrum.

获取汽车pp王者电子官网报价

想保护你的车?

 

做好调查

Choose a model, trim level 和 your must-have features. 一定要检查一下 汽车安全等级汽车pp王者电子官网 您所选型号的费率. You can change your mind at any time, but knowing what you want will help you narrow your search. After you've done all the research 和 you're ready to purchase a car, it's typically easy to obtain proof of insurance 和 to 增加或更换车辆 在你现有的pp王者电子官网单上.

制定预算

Establish your budget before you inquire about pricing. Determine whether it makes sense to look for a new or 二手车,这可以显著影响定价. When you l和 on a car budget you feel comfortable with, you can look for funding.

获得预先批准的汽车贷款

Whether this car purchase is your first or your fourteenth, it's always important to brush up on 汽车贷款基础知识 在购买新车之前. Familiarize yourself with the process 和 secure your funding before you reach out to dealerships for pricing.

去试驾一下吧

Visit a dealership to take your preferred make 和 model 车辆 for a spin. 一旦你找到了你想要的车, make sure to test drive it to make sure everything is running smoothly. But don't get caught up in the moment — wait until you're back in front of your computer to get down to brass tacks.

得到报价

After you've found the car you want, you can contact dealerships about pricing. Ask them for their best out-the-door price (inclusive of taxes 和 fees).

谈判

Email each dealership again 和 ask them to beat the lowest quote you've received. Then keep circulating the new lowest quote until the dealerships stop coming down on their price. A few extra emails could save you hundreds — or even thous和s — of dollars.

保护您的投资

Purchasing a car is a significant investment — make sure you take the proper steps to ensure a secure transaction. Ask to see the title before you make the purchase 和, 如果车子是用过的, 一定要索要一份汽车记录报告. Take time to review the purchasing 和 loan contracts, 如果可能的话, 请律师审阅.

The information in this article was obtained from various sources not associated with 状态 Farm® (including 状态 Farm Mutual 汽车mobile pp王者电子官网 Company 和 its subsidiaries 和 affiliates). 虽然我们相信它是可靠和准确的, we do not warrant the accuracy or reliability of the information. 州立农场不负责, 不赞同或赞同, 隐式或显式, the content of any third party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. 状态 Farm makes no guarantees of results from use of this information.

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