当你的孩子发生车祸时该怎么办

你可能把你的孩子教得很好. 他们可能 系好安全带 和 开车时不要分心，但事故仍可能发生. You can also help prepare them by discussing steps to take if they get into an 事故.

在你的孩子上路之前

Before your teen heads out, 在这里 are some steps to consider to be better prepared:

• Consider downloading 和 setting up an insurance mobile app. 的 国营农场®移动应用程序 使您具有可访问的 您的pp王者电子官网卡的电子副本 以及代理商的联系方式.
• Confirm the insurance card 和 registration are in the 车辆 和 that all drivers know w在这里 it's located.
• See that your teen knows how to use a mobile phone's camera to document any post-事故 damage.

事故发生后青少年可能需要采取的行动

如果参与了 事故，第一步是问:有没有人受伤? If anybody is injured, contact 911 emergency services for help immediately.

第二步是确保孩子的安全. That means getting out of the way if it can be done safely.

• 如果车辆可以驾驶, move it to a safe spot on the shoulder or otherwise out of the way of traffic.
• Turn on hazard lights 和 set up emergency cones, if available.
• 离开车辆，除非这样做不安全.
• If the 车辆 is not safe to drive, obtain assistance by phone if needed. Or you may prefer to use the mobile app to contact Roadside Assistance to arrange a tow. 州立农场的路边服务 全天24小时都有服务吗.

一旦到了安全的地方 报警 不管事故有多严重. For minor 事故s, your teen may need to file a police report on his or her own. Even if an 事故 happens on private property, such as a 停车场，与警方联系，报告这一事件. Depending on the severity of the 事故, the police may or may not come out to make a report.

After the police have been notified 和 your teen is in a safe spot, you can let them know it's the right time to call you 和 take steps to record all the 事故 details.

• Consider using the mobile app to alert the insurance company 和/or agent about the 事故 和 help begin the 索赔过程.
• 收集信息——无论是在纸上, in the mobile app or any other preferred manner — such as contact 和 insurance details for anyone else involved in the 事故.
• Remind your teen to verify 和 record if the other driver is the owner of the car. 如果没有，也要获取所有者的名称.
• Have your teen take notes about what he or she remembers of the 事故. If using the mobile app, they can add notes 和 upload photos, too. (T在这里 will be photo reminders of what to take 和 how many images are needed in the app.)
• Your teen should ask for 和 keep a copy of any police report made.

事故发生后你的孩子绝对不应该做的事

• Don't leave the scene before alerting authorities to report the 事故.
• 不要试图推卸责任.
• 除了警察，别在任何人的东西上签字.

在你的孩子报告了一起事故之后

Available coverage 和 determination of fault will help outline how repairs 和 other costs, 包括医药费, 是有报酬的. 的 mobile app by 国营农场 can help track the status of the claim.

Also check with your teen 和 ask how they are feeling. Accidents can be scary, 和 being supportive may help them process what happened.

Now that you have learned some tips to help prepare your teenager in the case of a car 事故, 你可能会有兴趣阅读 青少年乘客安全, 青少年发短信和开车 or 青少年司机的安全提示. 考虑联系 国营农场®代理 尽管你 pp王者电子官网需求,包括 青少年或新司机的汽车pp王者电子官网.